With the increased cost of living, most of us are trying to reduce our expenses. Our grocery shopping is often one of the largest expenses in a household budget, so saving on your grocery bill isn’t just smart, it’s essential. We cannot reduce our insurance premiums or rates bill, but our food and household costs are among the few expenses that are within our control. While some tips may sound obvious, they’re often overlooked in the rush of daily life.
Here are five practical hacks to help you spend less while still eating well.
Plan Like a Pro
Planning is the cornerstone of smart shopping. Before heading to the grocery store, plan your meals for the week, including busy days when cooking might not be realistic. Plan for meals that can simply be popped into the oven or air fryer that anyone in the family can do. Meal planning helps avoid impulse buys and ensures you only purchase what you need. As a bonus tip: keep a running grocery list on your phone to avoid duplicates and forgotten items.
Browse for Bargains
We spend hours browsing online for fashion and tech, so why not do the same for food? Check store apps and websites for specials before you shop. Visiting a mall or shopping centre with multiple stores all under one roof can help you compare prices easily, save on fuel, and make your trip more efficient.
Research Budget-Friendly Meals
Wholesome meals are not necessarily more expensive. With a little research, you’ll find many recipes that are nutritious, filling, and budget-friendly. Try incorporating at least one new meal into your weekly plan to assist in reducing your overall household bill. Better yet, get creative! You know what your family likes and is willing to eat regularly, so combine these to make simple and budget-friendly meals that everyone will enjoy. You can also use leftovers or swap pricey ingredients for cheaper alternatives when shopping.
Cut Out the “Little Extras”
It’s easy to underestimate the cost of small purchases, a coffee here or a snack there, etc. These add up quickly. Try limiting your trips to the store as frequent visits often lead to unplanned spending. Stick to your list and avoid the temptation of “just grabbing one extra thing.
Never Shop Hungry
This one’s a classic for a reason. Shopping on an empty stomach can lead to impulse buys driven by cravings rather than needs. Eat before you go, and you’ll be more focused, more disciplined, and less likely to splurge on unnecessary treats.
By applying these five simple strategies, you’ll not only save money but also reduce food waste, eat healthier, and feel more in control of your spending. The best part? None of them requires drastic changes. It just takes a little mindfulness and consistency.
Article by: Lana Visser-Galant, Certified Financial Planner, Fiscal Private Client Services
