When It Comes To Insurance…

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Research suggests that the average person blinks approximately 15 to 20 times each minute, with each blink lasting about 400 milliseconds. Based on this estimate, the average person blinks for 10% of the time they are awake, or between 5.2 and 7.1 million times a year. 

That’s a lot of blinking, but it does give credibility to the well-known idiom ‘in the blink of an eye’ – referring to something that happens so quickly it is almost imperceptible. When you consider how much you’re not seeing, it is entirely plausible that things will, inevitably, happen just as you blink. 

Here are five things that have a very good chance of happening in the blink of an eye in South Africa, along with advice from an expert on how to handle them perfectly.

Water works 

It is almost inevitable that, at some point in your adult life, you will have to deal with a burst geyser. This happens when the thermostat fails to control the heat levels and the pressure eventually causes an explosion. 

“A faulty geyser is a serious concern as it can cause injury and/or damage to property, which is why it’s important to have your geyser serviced by a qualified plumber every three years,” advises Chris Steyn, head of MiWay Blink. 

But rather than wait for a burst geyser to happen, check that it is covered by your household insurance and in the event of it bursting, be sure to immediately switch the electricity off at the mains and to contact your insurer so that you can set the repair or replacement process in motion. 

In a flash 

Flash floods are fairly common in parts of South Africa, particularly Gauteng, KwaZulu-Natal and the Free State, and while we’re grateful for the rain, these natural occurrences can cause severe damage – particularly to motor vehicles. 

“If you can, the best is always to stay off the roads in a flash flood. Many motor vehicle insurance providers have a mobile app that warns you when flash floods or hail storms are lurking in certain areas, so pay attention to these notifications and plan your travelling accordingly,” says Steyn.

Shed the load 

Blink too long and you may find yourself in the dark! The best way to deal with loadshedding, is to accept that there is little you can do to solve the problem. 

Also make sure to download one of the apps that alert you to when it’s happening in your area. At least then you will know to charge your phone and laptop, and have the candles and torches handy. Loadshedding tends to exacerbate traffic jams, what with the robots being out, particularly in the big metros – which is why it’s best to wait the loadshedding out before travelling, if you can. 

“Consider using loadshedding as your legitimate respite from work or other things that require electricity and use the time to connect with loved ones, have a bath by candlelight, or take a nap,” suggests Steyn. 

Too hot to handle 

A sunny South African day could have you dealing with an overheating car. This is especially common if you drive an older model. If you find yourself in this situation, there are a few things you could do to lighten the load on your engine, such as shutting off the aircon, turning on the heater (ironically, this helps to draw excess heat out of the engine) and calling for help as soon as it’s safe to pull over.

Remember: it helps to travel with a fully charged smartphone and to ensure there is some data at hand should you need to make an important call to a family member, friend, or the AA, pronto, from the roadside. Better safe than sorry.

Flat and furious 

The worst surprise to have on a night or day out is a flat tyre. The good news, however, is that changing a flat tyre shouldn’t take any longer than 30 minutes. You should already have a spare, a jack, and a wrench in your car. Go, girl!

They say prevention is better than cure, but Steyn reckons preparation is even better than prevention. Make sure to check if your car insurance offers roadside assistance – in this case, you may not need to change that tyre yourself after all.

For more visit: www.miwayblink.co.za