As Savings Month draws to a close, it’s time to reflect on the financial progress made and steps taken towards spending wisely. But let’s not forget that saving money doesn’t mean sacrificing happiness and fulfillment. In fact, it’s about being savvy and making the most of our resources.
To end this month on a high note, we’ve put together a list of the top 5 purchases that showcase how you can still enjoy life’s pleasures without straining your budget. So, let’s celebrate the end of Savings Month by exploring these fantastic finds and continuing our journey toward financial prosperity!
1. Plan some downtime without breaking the bank
Part of the heritage that many of us enjoy is gathering our loved ones for a weekly meal – making beloved memories over delicious food. If you’re in Joburg, and can’t enjoy this weekly tradition at home, book a Seven Colours Sunday lunch at the Radisson RED Rosebank for R220 per person. Savour every bite of the hotel’s delicious lunch and head home without the hassle of dishes.
2. Spend smartly without compromising on quality
One-third of the South African population uses a smartphone, which has become an integral part of the lives of ordinary South Africans, who use their smart devices not only to communicate but to learn, shop, and even work. Smartphones could leave consumers spending up to R43,999. Consumers buckling down and spending less on a quality and effective smartphone is one way to get the most bang for their buck.
3. Invest in your health without racking up expenses
So many of us reach for a cocktail of health supplements as an easy option for boosting our immunity and supporting our body with vital vitamins and minerals. Whilst these supplements may seem like the best option for supporting our health in our busy lifestyles, they can rack up in costs. Microgreens are an easy and cost-effective way to supercharge your well-being all year.
These tiny forms of young edible greens contain up to a whopping 40 times more nutrients than mature vegetables. So many of us lead busy and active lifestyles, so it’s incredible that you can get far more nutrients than the average vegetable just by consuming a small amount of microgreens. Just one bite of microgreens delivers a mighty dose of health benefits.
4. Minimum spend with maximum output
For less than the price of a cup of coffee, you can buy jewellery that not only looks good but also helps you support sustainable practices and make a positive impact on the world. At Relate Bracelets making an ethical fashion purchase is a way of looking and feeling good about your buy. The bracelets are made by seniors in townships, providing them with a sustainable income and a sense of purpose.
5. The not-so-fun but essential spend
Car insurance is almost always a grudge purchase – we all know how important it is to be sufficiently covered in case something happens, all while hoping nothing ever happens. Customers often feel that they are paying excessively for something that they may never use. If an insured customer drives less than 2,500 km a month, they get a cash-back refund on the premium they paid that month. The refund increases with the less you drive, and a refund of up to 50% of that month’s premium is paid back.
Keep making savvy choices
Saving doesn’t have to mean restricting yourself from enjoying the good things in life, and it definitely doesn’t mean halting payments on essentials like insurance. It can be as simple as thinking about how to spend disposable income wisely.
As we bid farewell to Savings Month, let’s carry the valuable lesson of smart spending forward and continue making savvy choices that bring value to our lives while safeguarding our financial goals.